Long Term Disability

What happens if you become sick or injured and are not able to work? In addition to the protections you may have under the Family Medical Leave Act (FMLA), you may also be entitled to income and health insurance continuation under a Long Term Disability (LTD) insurance policy. The U.S. Census Bureau estimates that an employee has a one in five chance of becoming disabled. LTD insurance provides coverage for injuries sustained outside of work. For work-related accidents or injuries, coverage is generally provided for by workers’ compensation insurance.

LTD insurance can be provided to the employee by the employer or it can be purchased privately by the employee. When the insurance is purchased by the employer, the benefits are taxable. When the benefits are purchased by the employee, the benefits are non-taxable. At Console Mattiacci Law, LLC, we are dedicated to ensuring that your LTD rights are protected.

LTD cases are often difficult and complex. Each case requires a careful, focused, and thorough evaluation by a competent attorney who practices employment law. Our firm maintains an excellent reputation in the field of employment law both with employers and the legal community. Depending on the particular facts of your situation and your specific goals, we will work with you to negotiate with your employer, file the requisite paperwork with the appropriate federal, state or local agency, and represent you in federal or state court.

Please be aware that there are strict deadlines associated with bringing claims of discrimination. In some cases, you may only have 180 days to file a claim or you forever lose your right to do so. If you believe you have been discriminated against based on your age do not delay in contacting us at 215-545-7676 for a comprehensive consultation. We represent clients in the Philadelphia area and throughout New Jersey and New York.